Pick the loan type that fits your deal and complete a short, tailored pre-qualification. A licensed loan officer follows up with an initial scenario review once we have your credit authorization and supporting documents — usually the same business day. Formal pricing and terms follow underwriting.
Pick a loan type
You can change this any time.
Tell us about your scenario
The form below is tailored to DSCR rental loan — only the questions your program needs.
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Step 1 of 2 · Your infoYour info
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Step 2 of 2 · Your deal & resultsYour deal
Al enviar, usted autoriza a Simply Approved Mortgages LLC a contactarlo por teléfono, correo electrónico o mensaje de texto sobre su solicitud. Los mensajes y correos pueden enviarse usando sistemas automatizados. No se requiere consentimiento para comprar bienes o servicios.
Credit & pre-approval
Why we pull credit for your investor loan pre-approval
Every DSCR / business-purpose loan file needs a tri-merge credit report so we can verify identity, price your rate tier accurately, and confirm reserves and payment history for the underwriter. Cleaner credit typically unlocks a better rate and higher leverage.
Pay for your credit report — SmartPay
Simply Approved Mortgages uses MeridianLink SmartPay to securely collect the credit report fee for your investor pre-approval. Payment goes directly to the credit vendor — not to us — and unlocks your tri-merge report (Equifax, Experian, TransUnion) so your loan officer can price your file.
Secure, PCI-compliant checkout hosted by MeridianLink
Required for a formal investor pre-approval decision
Soft-touch process — your loan officer will guide you through it
You'll be redirected to cic.cra.xedalink.net (SmartPay).
Check your credit first — $1 trial at MyITINCredit
Before you apply, it's smart to know exactly where your credit stands. MyITINCredit offers a $1 trial for 15 days that includes all three credit reports and scores (Equifax, Experian, TransUnion), plus ongoing credit monitoring so you can catch errors, dispute inaccuracies, and watch for identity theft.
See all 3 bureau reports & scores before your lender does
Ongoing monitoring alerts you to new accounts or score changes
Fix errors early — cleaner credit can widen your investor loan options
You'll be redirected to myitincredit.com. Third-party service — terms apply.
Credit report fees are paid directly to the credit vendor. Simply Approved Mortgages does not profit from the credit pull. MyITINCredit is an independent third-party service; pricing, terms, and features are set by that provider.
Investor newsletter
Rates, market shifts, and program changes — in your inbox.
Periodic investor updates: rate movement, guideline and program changes, and market data refreshes. No spam, unsubscribe anytime.
✓ DSCR rate snapshots
✓ Program & guideline updates
✓ Illustrative investor scenarios
✓ Market data notes
Get the investor update
Investor newsletter
Periodic DSCR rate updates, market data refreshes, and program changes. No spam, and we never sell your address.
I agree to receive periodic investor market and program update emails from Simply Approved Mortgages LLC. I can unsubscribe at any time. Submitting this form records your consent and the page you signed up from. It is not a loan inquiry and does not start an application.