El préstamo correcto para cada etapa.
Etapas del camino
Primeras propiedades
DSCR o FHA para inversión (no ocupante-propietario donde permitido)
Préstamos DSCR con calificación por renta y baja documentación personal.
Escala con cash-out
Liberar capital de propiedades existentes
Cash-out refinance DSCR hasta 80% LTV en propiedades elegibles.
Mejoría y reinversión
Renovar y vender o alquilar
Préstamos Fix & Flip y Bridge de corto plazo.
Construcción de nuevas unidades
Financiar construcción de cero
Préstamos de construcción con conversiones a permanente.
Portafolio diversificado
Propiedades en múltiples estados y plataformas
Préstamos STR, Section 8, multifamiliar y portafolio.
Nuestros programas
DSCR Rental Property Loans
Debt Service Coverage Ratio loans for 1–8 unit investment properties. No personal income docs — the property's cash flow qualifies you.
Foreign National Loans
Buy US rental property without a Social Security Number, US credit, or US tax returns. Passport, entity, and reserves — that's the package.
Ground-Up Construction Loans
12–24 month construction financing for investment builds, with an efficient DSCR takeout on completion. Draws every 2 weeks.
Fix & Flip Loans
12-month interest-only bridge loans for buy, renovate, and resell. Up to 90% of purchase and 100% of rehab, funded on 2-week draws.
Airbnb / Short-Term Rental Loans
Purchase or refinance Airbnb, Vrbo, and short-term rental properties using verified nightly-rental income (AirDNA / actuals) instead of a lease.
Section 8 DSCR Loans
Buy or refinance Section 8 rental properties using your Housing Assistance Payment contract for guaranteed rent qualification.
Bridge Loans
Short-term bridge financing for real estate investors — acquire, reposition, or season a property, then refinance into long-term DSCR debt on your timeline.
Portfolio Rental Loans
Blanket DSCR loans that consolidate 5+ rental properties into a single mortgage — one payment, one closing, one appraisal package.
Multifamily Loans (5+ Units)
Commercial multifamily loans for 5+ unit apartment buildings held in an LLC — sized off net operating income, market cap rate, and debt service coverage, with 5/7/10-year fixed and 30-year amortization options.
Hard Money & Private Money Loans
Hard money and private money loans for real estate investors — asset-based underwriting, 5–14 day closings, up to 80% of as-is value on acquisitions, rehabs, land, cash-out, partner buyouts, and note payoffs. Business-purpose only.
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