Simply Approved Mortgages
Extranjeros nacionales

Financiamiento para inversionistas internacionales.

Préstamos para propiedades de inversión en EE.UU. con documentación internacional y cierre en entidad.
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Puntos clave

Max LTV
75%
Reservas
12+ meses
Vestimenta
LLC US
Verificación
Bancos / ITIN
Propósito
Inversión
Renta
Ingreso propiedad

Los límites mostrados son de programas elegibles con fines comerciales. La aprobación final depende del prestamista mayorista, suscripción y documentación completa.

Preguntas frecuentes

¿Quién califica como extranjero nacional?

Inversionistas sin residencia permanente ni ciudadanía estadounidense que buscan financiar propiedades de inversión con fines comerciales.

¿Se requiere ITIN o SSN?

Depende del programa. Algunos prestamistas aceptan pasaporte y verificación internacional; otros requieren ITIN.

¿Qué reservas se requieren?

Generalmente 12 meses de PITIA y fondos de cierre documentados, a veces más para extranjeros no residentes.

¿Puedo cerrar en entidad?

Sí, muchos programas permiten LLC estadounidense como prestatario.

¿Invierte desde el extranjero?

Envíenos su escenario y le explicamos qué documentos necesita.

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Credit & pre-approval

Why we pull credit for your investor loan pre-approval

Every DSCR / business-purpose loan file needs a tri-merge credit report so we can verify identity, price your rate tier accurately, and confirm reserves and payment history for the underwriter. Cleaner credit typically unlocks a better rate and higher leverage.

Pay for your credit report — SmartPay

Simply Approved Mortgages uses MeridianLink SmartPay to securely collect the credit report fee for your investor pre-approval. Payment goes directly to the credit vendor — not to us — and unlocks your tri-merge report (Equifax, Experian, TransUnion) so your loan officer can price your file.

  • Secure, PCI-compliant checkout hosted by MeridianLink
  • Required for a formal investor pre-approval decision
  • Soft-touch process — your loan officer will guide you through it
Pay for credit report securely

You'll be redirected to cic.cra.xedalink.net (SmartPay).

Check your credit first — $1 trial at MyITINCredit

Before you apply, it's smart to know exactly where your credit stands. MyITINCredit offers a $1 trial for 15 days that includes all three credit reports and scores (Equifax, Experian, TransUnion), plus ongoing credit monitoring so you can catch errors, dispute inaccuracies, and watch for identity theft.

  • See all 3 bureau reports & scores before your lender does
  • Ongoing monitoring alerts you to new accounts or score changes
  • Fix errors early — cleaner credit can widen your investor loan options
Start $1 / 15-day trial

You'll be redirected to myitincredit.com. Third-party service — terms apply.

Credit report fees are paid directly to the credit vendor. Simply Approved Mortgages does not profit from the credit pull. MyITINCredit is an independent third-party service; pricing, terms, and features are set by that provider.

Investor newsletter

Rates, market shifts, and program changes — in your inbox.

Periodic investor updates: rate movement, guideline and program changes, and market data refreshes. No spam, unsubscribe anytime.

  • DSCR rate snapshots
  • Program & guideline updates
  • Illustrative investor scenarios
  • Market data notes
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Investor newsletter

Periodic DSCR rate updates, market data refreshes, and program changes. No spam, and we never sell your address.

I agree to receive periodic investor market and program update emails from Simply Approved Mortgages LLC. I can unsubscribe at any time. Submitting this form records your consent and the page you signed up from. It is not a loan inquiry and does not start an application.

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