Simply Approved Mortgages

Términos y condiciones

Al usar este sitio, usted acepta estos términos. El contenido es informativo y no reemplaza el asesoramiento legal, financiero o fiscal profesional.
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Uso del sitio

Este sitio proporciona información educativa sobre programas de préstamos para inversionistas inmobiliarios con fines comerciales (business-purpose). No garantizamos que cualquier escenario califique, ni que las tasas, términos o montos mostrados estén disponibles para su situación específica.

No es una oferta de crédito

Nada en este sitio constituye una oferta de crédito, un compromiso de financiamiento, una aprobación de préstamo ni un contrato. Los términos reales se determinan después de la suscripción completa por parte del prestamista mayorista correspondiente.

Limitación de responsabilidad

Simply Approved Mortgages LLC no es responsable de decisiones de inversión, compra de propiedad o financiamiento basadas en la información de este sitio. Consulte con profesionales calificados (hipotecario, legal, fiscal, contable) antes de actuar.

English version: Terms & Conditions

Esta página es una traducción al español proporcionada como cortesía. Los documentos de préstamo, divulgaciones y el proceso de solicitud hipotecaria se proporcionan en inglés. View this page in English

Credit & pre-approval

Why we pull credit for your investor loan pre-approval

Every DSCR / business-purpose loan file needs a tri-merge credit report so we can verify identity, price your rate tier accurately, and confirm reserves and payment history for the underwriter. Cleaner credit typically unlocks a better rate and higher leverage.

Pay for your credit report — SmartPay

Simply Approved Mortgages uses MeridianLink SmartPay to securely collect the credit report fee for your investor pre-approval. Payment goes directly to the credit vendor — not to us — and unlocks your tri-merge report (Equifax, Experian, TransUnion) so your loan officer can price your file.

  • Secure, PCI-compliant checkout hosted by MeridianLink
  • Required for a formal investor pre-approval decision
  • Soft-touch process — your loan officer will guide you through it
Pay for credit report securely

You'll be redirected to cic.cra.xedalink.net (SmartPay).

Check your credit first — $1 trial at MyITINCredit

Before you apply, it's smart to know exactly where your credit stands. MyITINCredit offers a $1 trial for 15 days that includes all three credit reports and scores (Equifax, Experian, TransUnion), plus ongoing credit monitoring so you can catch errors, dispute inaccuracies, and watch for identity theft.

  • See all 3 bureau reports & scores before your lender does
  • Ongoing monitoring alerts you to new accounts or score changes
  • Fix errors early — cleaner credit can widen your investor loan options
Start $1 / 15-day trial

You'll be redirected to myitincredit.com. Third-party service — terms apply.

Credit report fees are paid directly to the credit vendor. Simply Approved Mortgages does not profit from the credit pull. MyITINCredit is an independent third-party service; pricing, terms, and features are set by that provider.

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