Start your investor scenario review.
Takes about 60 seconds — just your property basics and contact info. A licensed loan officer reviews your scenario, typically the same business day. No obligation.
Important disclosures
No obligation. No guaranteed approval. This is a request for pre-qualification for business-purpose investment property financing only and is not a commitment to lend or an offer of credit. Any rates, payments, loan amounts, terms, or other figures shown are estimates only and may change. Final eligibility, rates, terms, and approval are subject to a completed application, credit and property review, appraisal where required, verification of information, lender requirements, and full underwriting.
Get your personalized investor loan quote
Pick the loan type that fits your deal and complete a short, tailored pre-qualification. A licensed loan officer follows up with an initial scenario review once we have your credit authorization and supporting documents — usually the same business day. Formal pricing and terms follow underwriting.
Loan type: Fix & flip loan
Tell us about your scenario
The form below is tailored to Fix & flip loan — only the questions your program needs.
Why we pull credit for your investor loan pre-approval
Every DSCR / business-purpose loan file needs a tri-merge credit report so we can verify identity, price your rate tier accurately, and confirm reserves and payment history for the underwriter. Cleaner credit typically unlocks a better rate and higher leverage.
Pay for your credit report — SmartPay
Simply Approved Mortgages uses MeridianLink SmartPay to securely collect the credit report fee for your investor pre-approval. Payment goes directly to the credit vendor — not to us — and unlocks your tri-merge report (Equifax, Experian, TransUnion) so your loan officer can price your file.
- Secure, PCI-compliant checkout hosted by MeridianLink
- Required for a formal investor pre-approval decision
- Soft-touch process — your loan officer will guide you through it
You'll be redirected to cic.cra.xedalink.net (SmartPay).
Check your credit first — $1 trial at MyITINCredit
Before you apply, it's smart to know exactly where your credit stands. MyITINCredit offers a $1 trial for 15 days that includes all three credit reports and scores (Equifax, Experian, TransUnion), plus ongoing credit monitoring so you can catch errors, dispute inaccuracies, and watch for identity theft.
- See all 3 bureau reports & scores before your lender does
- Ongoing monitoring alerts you to new accounts or score changes
- Fix errors early — cleaner credit can widen your investor loan options
You'll be redirected to myitincredit.com. Third-party service — terms apply.
Credit report fees are paid directly to the credit vendor. Simply Approved Mortgages does not profit from the credit pull. MyITINCredit is an independent third-party service; pricing, terms, and features are set by that provider.