Difficult Development Areas in Florida (2026)

• State dataData through ACS estimates, ACS 5-Year 2023

  Florida housing costs — ACS estimates, ACS 5-Year 2023

  The most recent published Census reading for Florida shows a median owner-occupied home value of $325,000, a median gross rent of $1,564 per month. These are survey estimates for the period shown, not live listing prices, and they are the starting point investors use to sanity-check a rent assumption before underwriting a DSCR file.

  Source: U.S. Census Bureau, American Community Survey

• State dataData through ACS estimates, ACS 5-Year 2023

  Florida renter demand indicators — ACS estimates, ACS 5-Year 2023

  Census reports a population of 21,928,881, a median household income of $71,711, a rental vacancy estimate of 15.2% for Florida. Income and vacancy set the practical ceiling on achievable rent, which is what a DSCR calculation is ultimately built on.

  Source: U.S. Census Bureau, American Community Survey

Source periods represented above: ACS estimates, ACS 5-Year 2023. Each figure updates only when its publisher releases a new period — we never restamp an older reading with a newer date.

Informational market data only. Nothing in this section is a rate, an annual percentage rate, a payment, a loan term, an approval, or an offer or commitment to lend. Citing a federal dataset does not imply the agency endorses, sponsors or is affiliated with Simply Approved Mortgages LLC (NMLS #2620881). Financing referenced on this page is business-purpose investment property financing.